U.S. Biker Law is committed to providing our clients with information they need to make informed decisions. Browse this page to familiarize yourself with these technical legal and insurance terms.
Insurance that covers you when you are responsible for causing an accident in which passengers in your vehicle or other vehicles are injured. It also can cover your legal fees if you are sued for causing the accident.
A legal obligation or responsibility that you have for causing harm to other people.
A part of your motorcycle insurance policy that covers damages done to your vehicle if you are involved in a collision.
A part of your motorcycle insurance policy that covers damages that are not connected to a collision. Coverage includes damages from natural disasters such as storms, tornados, hurricanes and earthquakes, as well as theft, fire or explosions.
Money a court awards to a person who was harmed or injured by another person's negligent act.
Insurance that covers the amount of money you have to pay for the property damage or bodily injury that you caused to another person.
The amount of money your insurance company will pay for medical expenses or funeral costs if you or your passenger is injured or killed in an accident.
A license a state requires for operating a two- or three-wheel motorcycle on the road. The endorsement is placed on your driver's license or you can obtain a motorcycle-only license.
Causing injury to someone or damages to a property by failing to act in a reasonable manner. Determining negligence depends on the facts of each case.
A part of your motorcycle insurance policy that covers your medical or funeral expenses, or loss of wages from an accident, regardless of who was at fault.
A part of your auto insurance policy that covers payment for damages to the vehicle and property of someone involved in an accident that you caused.
Money a court awards to punish a defendant for the wrong they have done, which serves as a deterrent that they do not do it again.
A time limit set for initiating a legal proceeding, such as a lawsuit, based on an event that has occurred.
Someone who is not directly involved with the first two parties of a lawsuit, contract or legal agreement, but may be affected by their actions.
A provision in your motorcycle insurance policy that covers you when you are involved in an accident with a person who does not have insurance or who has a limited amount of insurance, but not enough to cover the damages caused.
A claim that someone was killed due to another person's negligence.
If you have questions about these or other legal terms, contact U.S. Biker Law for the answers you need. Use the Contact Us page on our website to get in touch with us. If you have been involved in a motorcycle accident and need immediate legal assistance, go to the Report Accident Now page of our website and let us know what happened. If you have further questions about U.S. Biker Law, go to our FAQ page for additional answers and information.
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